With a home insurance policy, you can rest easy knowing you have something to fall back onto should your home sustain storm damage. However, your insurance policy will only protect you if you pay your monthly dues, and roofing experts say that the condition of your roof can affect your insurance premiums.
Your Insurance Premiums and Your Roof
Roofing industry experts say that the condition of your roofing system affects your insurance premiums because it is one of the things that highlight the kind of risk you pose to your insurance provider. After all, if your roof is old, it would be more susceptible to damage, which in turn can force you to repeatedly file an insurance claim to get it repaired. This makes it a liability to your insurance company, giving the company the right to increase your premiums. If your roof is too old, your provider may even drop your policy entirely.
On the other hand, if your roof is brand-new, you can expect to see a reduction in your insurance premiums. This is because, with a new roof, your home will be better protected compared to an old one, reducing the probability of your roof experiencing repeated damages.
How You Can Protect Your Roof
If you want to keep your insurance premiums as low as possible, experts say that you need to protect and maintain your roof as much as you can. To do this, you need to have your roof inspected regularly, so any damage it sustains can be spotted and repaired before it can cause major problems for you and your home. However, if needed, you should also have your roof replaced if it’s at the end of its lifespan or if it’s clear that the damage it sustained is too extensive to be solved by a simple repair.
Make your search for roofing companies easier by turning to Roofing by Curry, the leading professionals to turn to for roof replacement and repair services. Give us a call at (941) 921-9111, or fill out our contact form to request a free estimate today! We serve homeowners in Sarasota, FL, and other nearby areas.
